Insurance Company

Coverage

Incurred Claim Ratio

Waiting Period

Renewability

Network Hospitals

Max Bupa Health Insurance

4 members of the family (2 adults + 2 children)

51.96%

4 years

Lifelong

Over 3500

HDFC ERGO Health Insurance

4 members of the family (2 adults + 2 children)

76.90%

4 years

Guaranteed Lifelong Renewal

Over 5000

Bharti AXA Health Insurance

4 members of the family (2 adults + 2 children)

76.88%

4 years

Lifelong

Over 5000

SBI Health Insurance

4 members of the family (2 adults + 2 children)

75.01%

1 to 4 years

Lifelong

Over 3000

Bajaj Allianz Health Insurance

6 members of the family (2 adults + 4 children)

78.50%

4 years

Lifelong

Over 3700

Reliance Health Insurance

6 members of the family (2 adults + 4 children)

92.23%

4 years

Lifelong

Over 4000

National Health Insurance

6 members of the family (2 adults + 4 children)

97.25%

4 years

Lifelong

Over 6000